Loan to value

up to 70% for properties that are being built and up-to 80 % for fully completed properties with Permission of Use;

Interest rate

starts from 6.7 % for LTV of 70 % and 8.4 % for LTV up-to 80 %;

Term

1 to 20 years

Interest Only Option

up-to 36 months

Bank fees

Application fee – 50 Eur, Valuation fees – 275 Eur, Bank Management fee – 2 %

Loan to value

up to 70 % from the property or valuation price whichever is the lower

Interest rate

6.5 %

Term

1 to 20 years

Interest Only Option

not available

Bank fees

Application fee – 10 Eur, Valuation fees – 350 Eur, Bank Management fee – 1 %, Annual maintenance fee – 0.5 %

Loan to value

75 % on residential property for loans over 100 000 euros; 70 % still applies for loans up-to 100 000 euros; 60 % on land

Interest rate

Fixed margin of 3.45 % above variable ECB base rate (currently 3.50 %)

Term

5 to 25 years

Interest Only Option

up-to 12 months

Company Loan

Available

Bank fees

Application fee – 75 GBP, Valuation fees – 95 Eur, Bank Management fee – 1 % + the bank legal costs

Loan to value

60 % off plan properties and 70 % when the property has an issued Permission of Use

Interest rate

9.9 % - Self Certification Loan

Term

1 to 20 years

Interest Only Option

up-to 12 months

Company Loan

Available

Bank fees

Application fee – 140 Eur, Valuation fees – 160 Eur, Bank Management fee – 1.5 %

Loan to value

up-to 65 % from the valuation price

Interest rate

7.58 % variable

Term

up-to 15 years

Interest Only Option

up-to 12 months

Bank fees

Application fee – 75 Eur, Valuation fees – 270 EUR, Bank Management fee – 1 %, Annual Maintenance Fee – 0.20 %

Loan to value

up-to 50 % from the market price

Interest rate

12 %, Self Certification Loan

Term

up-to 10 years

Interest Only Option

up-to 60 months

Bank fees

Valuation fees – 150 Eur